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Entire life insurance coverage policies are non-correlated properties. No matter of what takes place in the market (stock, genuine estate, or otherwise), your insurance coverage policy keeps its worth.
Market-based investments grow wide range much faster however are exposed to market variations, making them inherently risky. What if there were a 3rd bucket that provided safety and security but likewise modest, guaranteed returns? Entire life insurance policy is that third pail. No matter of how diversified you assume your portfolio may be, at the end of the day, a market-based financial investment is a market-based financial investment.
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